:root{
  --primary:#0b3d91;--primary-dark:#082a66;--accent:#f5a623;--accent-dark:#d98c0a;
  --ink:#1a1f2e;--muted:#6b7280;--bg:#f7f9fc;--white:#fff;
  --shadow:0 10px 40px rgba(11,61,145,.12);--shadow-lg:0 20px 60px rgba(11,61,145,.18);
  --radius:16px;--sidebar-w:320px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Poppins',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden}
h1,h2,h3{font-family:'Playfair Display',serif;line-height:1.2}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:100%;max-width:1200px;margin:0 auto;padding:0 24px}

/* TOPBAR */
.topbar{position:fixed;top:0;left:0;right:0;z-index:1000;display:flex;align-items:center;justify-content:space-between;padding:14px 28px 14px 88px;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);box-shadow:0 2px 20px rgba(0,0,0,.06);transition:all .3s}
.topbar.scrolled{box-shadow:0 4px 30px rgba(0,0,0,.1)}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:44px;width:44px;object-fit:contain;border-radius:8px;background:var(--primary);padding:4px}
.brand-text{font-family:'Playfair Display',serif;font-weight:800;font-size:1.15rem;color:var(--primary);line-height:1.1}
.brand-text small{display:block;font-family:'Poppins',sans-serif;font-weight:400;font-size:.65rem;color:var(--muted);letter-spacing:.5px}

.menu-btn{position:fixed;top:18px;left:22px;z-index:1100;width:50px;height:50px;border-radius:12px;border:none;background:var(--primary);color:#fff;cursor:pointer;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;box-shadow:var(--shadow);transition:all .3s}
.menu-btn:hover{background:var(--primary-dark);transform:translateY(-2px)}
.menu-btn span{display:block;width:24px;height:2.5px;background:#fff;border-radius:2px;transition:all .3s}
.menu-btn.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.menu-btn.open span:nth-child(2){opacity:0}
.menu-btn.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}

/* SIDEBAR */
.sidebar-overlay{position:fixed;inset:0;background:rgba(10,20,40,.55);backdrop-filter:blur(4px);z-index:1050;opacity:0;visibility:hidden;transition:all .35s}
.sidebar-overlay.active{opacity:1;visibility:visible}
.sidebar{position:fixed;top:0;left:0;height:100vh;width:var(--sidebar-w);max-width:88vw;background:linear-gradient(160deg,#0b3d91 0%,#082a66 60%,#051a40 100%);color:#fff;z-index:1060;transform:translateX(-100%);transition:transform .4s cubic-bezier(.4,0,.2,1);display:flex;flex-direction:column;overflow-y:auto;box-shadow:8px 0 40px rgba(0,0,0,.3)}
.sidebar.active{transform:translateX(0)}
.sidebar-head{padding:28px 24px 22px;border-bottom:1px solid rgba(255,255,255,.12);display:flex;align-items:center;gap:12px}
.sidebar-head img{height:48px;width:48px;object-fit:contain;border-radius:10px;background:rgba(255,255,255,.1);padding:6px}
.sidebar-head .st{font-family:'Playfair Display',serif;font-weight:800;font-size:1.05rem;line-height:1.15}
.sidebar-head .st small{display:block;font-family:'Poppins',sans-serif;font-weight:300;font-size:.62rem;opacity:.7;letter-spacing:.5px;margin-top:2px}
.sidebar-nav{padding:18px 14px;flex:1;display:flex;flex-direction:column;gap:4px}
.nav-link{display:flex;align-items:center;gap:14px;padding:14px 16px;border-radius:12px;color:rgba(255,255,255,.85);font-weight:500;font-size:.95rem;transition:all .25s}
.nav-link:hover,.nav-link.active{background:rgba(255,255,255,.1);color:#fff;transform:translateX(4px)}
.nav-link.active{background:var(--accent);color:var(--primary-dark);font-weight:600}
.nav-link .ico{width:22px;height:22px;flex-shrink:0;display:flex;align-items:center;justify-content:center}
.nav-link .ico svg{width:20px;height:20px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.sidebar-foot{padding:20px 24px;border-top:1px solid rgba(255,255,255,.12);font-size:.78rem;opacity:.7;line-height:1.6}
.sidebar-foot strong{color:var(--accent);display:block;margin-bottom:4px;font-size:.85rem}

/* PAGE BANNER (inner pages) */
.page-banner{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;padding:150px 0 80px;position:relative;overflow:hidden}
.page-banner::before{content:'';position:absolute;top:-50%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(245,166,35,.2),transparent 70%);border-radius:50%}
.page-banner .container{position:relative;z-index:2}
.page-banner .breadcrumb{font-size:.85rem;opacity:.7;margin-bottom:14px}
.page-banner .breadcrumb a{color:var(--accent)}
.page-banner h1{font-size:clamp(2rem,4vw,3rem);margin-bottom:12px}
.page-banner p{opacity:.85;max-width:640px;font-size:1rem}

/* INNER PAGE CONTENT */
.page-content{padding:80px 0;background:var(--white)}
.page-content.alt{background:var(--bg)}
.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:48px;align-items:start}
.prose h2{font-size:1.8rem;color:var(--primary);margin:32px 0 16px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.25rem;color:var(--ink);margin:24px 0 12px;font-family:'Poppins',sans-serif;font-weight:600}
.prose p{color:var(--muted);margin-bottom:16px;line-height:1.8}
.prose ul,.prose ol{margin:0 0 20px 22px;color:var(--muted)}
.prose li{margin-bottom:8px;line-height:1.7}
.prose strong{color:var(--ink)}
.prose a{color:var(--primary);font-weight:500}
.prose a:hover{text-decoration:underline}

/* Sidebar widget (right side of inner pages) */
.widget{background:var(--bg);border-radius:16px;padding:28px;margin-bottom:24px;border:1px solid #eef2f7}
.widget h4{font-size:1.05rem;color:var(--primary);margin-bottom:16px;font-family:'Poppins',sans-serif;font-weight:700}
.widget ul{list-style:none;padding:0;margin:0}
.widget ul li{padding:10px 0;border-bottom:1px solid #eef2f7}
.widget ul li:last-child{border:none}
.widget ul li a{color:var(--muted);font-size:.9rem;display:flex;align-items:center;gap:8px;transition:color .2s}
.widget ul li a:hover{color:var(--primary)}
.widget.highlight{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;border:none}
.widget.highlight h4{color:var(--accent)}
.widget.highlight p{color:rgba(255,255,255,.85);font-size:.9rem;margin-bottom:16px}
.widget.highlight .btn{width:100%;justify-content:center}

/* CARDS */
.card{background:#fff;border-radius:16px;padding:32px;box-shadow:var(--shadow);transition:all .3s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.card .ic{width:56px;height:56px;border-radius:14px;background:rgba(11,61,145,.08);color:var(--primary);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.card .ic svg{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:2}
.card h3{font-size:1.15rem;color:var(--primary);margin-bottom:10px;font-family:'Poppins',sans-serif;font-weight:600}
.card p{color:var(--muted);font-size:.9rem}

/* TABLES */
.data-table{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:var(--shadow);margin-bottom:24px}
.data-table th{background:var(--primary);color:#fff;padding:14px 18px;text-align:left;font-size:.9rem;font-weight:600}
.data-table td{padding:13px 18px;border-bottom:1px solid #eef2f7;font-size:.9rem;color:var(--ink)}
.data-table tr:last-child td{border-bottom:none}
.data-table tbody tr:hover{background:#f7f9fc}
.data-table .amt{font-weight:600;color:var(--primary)}

/* TIMELINE (for calendar, rules) */
.timeline{position:relative;padding-left:32px}
.timeline::before{content:'';position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:linear-gradient(to bottom,var(--primary),var(--accent))}
.tl-item{position:relative;padding-bottom:28px}
.tl-item::before{content:'';position:absolute;left:-27px;top:4px;width:14px;height:14px;border-radius:50%;background:var(--accent);border:3px solid #fff;box-shadow:0 0 0 2px var(--accent)}
.tl-item .date{font-size:.8rem;font-weight:600;color:var(--accent-dark);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px}
.tl-item h4{font-size:1.05rem;color:var(--ink);margin-bottom:4px;font-family:'Poppins',sans-serif;font-weight:600}
.tl-item p{font-size:.88rem;color:var(--muted)}

/* FAQ / Accordion */
.faq{border:1px solid #eef2f7;border-radius:12px;margin-bottom:12px;overflow:hidden;background:#fff}
.faq summary{padding:18px 22px;cursor:pointer;font-weight:600;color:var(--ink);list-style:none;display:flex;justify-content:space-between;align-items:center;font-size:.95rem;transition:background .2s}
.faq summary:hover{background:#f7f9fc}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font-size:1.5rem;color:var(--primary);font-weight:300;transition:transform .3s}
.faq[open] summary::after{transform:rotate(45deg)}
.faq .faq-body{padding:0 22px 20px;color:var(--muted);font-size:.9rem;line-height:1.7}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 30px;border-radius:50px;font-weight:600;font-size:.95rem;cursor:pointer;border:none;transition:all .3s;font-family:inherit}
.btn-primary{background:var(--accent);color:var(--primary-dark)}
.btn-primary:hover{background:#fff;transform:translateY(-3px);box-shadow:0 12px 30px rgba(245,166,35,.4)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4)}
.btn-outline:hover{background:rgba(255,255,255,.1);border-color:#fff;transform:translateY(-3px)}
.btn-dark{background:var(--primary);color:#fff}
.btn-dark:hover{background:var(--primary-dark);transform:translateY(-3px)}
.btn-block{width:100%;justify-content:center;margin-top:6px}

/* FORMS */
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:.82rem;font-weight:600;margin-bottom:6px;color:var(--ink)}
.form-group input,.form-group textarea,.form-group select{width:100%;padding:13px 16px;border:1.5px solid #e2e8f0;border-radius:10px;font-family:inherit;font-size:.92rem;transition:all .25s;background:#fafbfc}
.form-group input:focus,.form-group textarea:focus,.form-group select:focus{outline:none;border-color:var(--primary);background:#fff;box-shadow:0 0 0 4px rgba(11,61,145,.08)}
.form-group textarea{resize:vertical;min-height:100px}

/* FLASH */
.flash-wrap{position:fixed;top:20px;right:20px;z-index:2000;max-width:400px;animation:slideIn .4s ease}
@keyframes slideIn{from{opacity:0;transform:translateX(50px)}to{opacity:1;transform:translateX(0)}}
.flash{padding:16px 22px;border-radius:12px;box-shadow:var(--shadow-lg);display:flex;gap:12px;align-items:flex-start;background:#fff;border-left:4px solid}
.flash.success{border-color:#10b981}
.flash.error{border-color:#ef4444}
.flash .fi{width:24px;height:24px;flex-shrink:0;margin-top:1px}
.flash.success .fi{color:#10b981}
.flash.error .fi{color:#ef4444}
.flash .ft{font-weight:600;font-size:.9rem;margin-bottom:2px}
.flash .fm{font-size:.85rem;color:var(--muted);line-height:1.5}
.flash-close{margin-left:auto;background:none;border:none;cursor:pointer;color:var(--muted);font-size:1.2rem;padding:0 4px}

/* CTA BANNER */
.cta-banner{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;text-align:center;padding:70px 0;position:relative;overflow:hidden}
.cta-banner::before{content:'';position:absolute;top:-50%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(245,166,35,.25),transparent 70%);border-radius:50%}
.cta-banner h2{font-size:clamp(1.9rem,3.6vw,2.4rem);margin-bottom:16px;position:relative}
.cta-banner p{opacity:.85;max-width:600px;margin:0 auto 28px;position:relative}
.cta-banner .btn{position:relative}

/* FOOTER */
.footer{background:#051a40;color:rgba(255,255,255,.7);padding:70px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;padding-bottom:50px}
.footer h4{color:#fff;font-size:1rem;margin-bottom:20px;font-family:'Poppins',sans-serif;font-weight:600}
.footer .brand{color:#fff;margin-bottom:16px}
.footer .brand-text{color:#fff}
.footer .brand-text small{color:rgba(255,255,255,.5)}
.footer p{font-size:.88rem;line-height:1.8}
.footer ul{list-style:none}
.footer ul li{margin-bottom:10px}
.footer ul li a{font-size:.88rem;transition:color .2s}
.footer ul li a:hover{color:var(--accent)}
.footer .socials{display:flex;gap:12px;margin-top:20px}
.footer .socials a{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;transition:all .25s}
.footer .socials a:hover{background:var(--accent);transform:translateY(-3px)}
.footer .socials svg{width:18px;height:18px;stroke:#fff;fill:none;stroke-width:2}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;text-align:center;font-size:.82rem}
.footer-bottom a{color:var(--accent)}

/* REVEAL */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:translateY(0)}

@media(max-width:992px){
  .content-grid{grid-template-columns:1fr;gap:40px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:36px}
  .form-row{grid-template-columns:1fr}
}
@media(max-width:640px){
  .topbar{padding:12px 16px 12px 74px}
  .brand-text{font-size:.95rem}
  .menu-btn{width:44px;height:44px;top:14px;left:14px}
  .page-banner{padding:120px 0 60px}
  .page-content{padding:60px 0}
  .footer-grid{grid-template-columns:1fr;gap:32px}
  .flash-wrap{top:10px;right:10px;left:10px;max-width:none}
  .card{padding:24px}
  .widget{padding:22px}
}